Fixed Rate Mortgages
 

Rates as of Friday, December 30, 2011

Product Description Points Interest Rate Annual Percentage Rate Payments Apply
Fixed Rate Mortgages
Fixed Rate Mortgage up to $ 417,000
Purchase
30 Yr Fixed/Purchase   0.000 4.000% 4.012% Show Payments and Rates
20 Yr Fixed/Purchase   0.000 3.875% 3.892% Show Payments and Rates
15 Yr Fixed/Purchase   0.000 3.375% 3.396% Show Payments and Rates
10 Yr Fixed/Purchase   0.000 3.250% 3.281% Show Payments and Rates
Refinance
30Yr Fixed/Refinance (Fresh Start Mortgage) **   0.000 4.125% 4.137% Show Payments and Rates
30 Yr Fixed/Refinance   0.000 4.000% 4.012% Show Payments and Rates
20 Yr Fixed/Refinance   0.000 3.875% 3.892% Show Payments and Rates
15Yr Fixed/Refinance (Fresh Start Mortgage) **   0.000 3.500% 3.521% Show Payments and Rates
15 Yr Fixed/Refinance   0.000 3.375% 3.396% Show Payments and Rates
10 Yr Fixed/Refinance   0.000 3.250% 3.281% Show Payments and Rates
Fixed Rate Mortgage up to $ 417,000
Purchase
40 Yr Fixed/Purchase   0.000 4.500% 4.510% Show Payments and Rates
Refinance
40 Yr Fixed/Refinance   0.000 4.500% 4.510% Show Payments and Rates

 
Annual Percentage Rate, (APR's) & Rates shown here are for owner occupied, single-family homes (no cash-out refinance) with a maximum loan to value of 75% and a minimum credit score of 720. APR's for conventional loans (loans up to $417,000) are calculated based on a $100,000 loan amount.  Your rate may vary from those quoted based on factors specific to your transaction. Please contact a Metuchen Savings Bank Representative for further information. All rates are subject to change without notice. All loan products are subject to credit approval.
 
 
** Additionally, the Fresh Start Mortgage products are disclosed on the condition that future loan payments are made with a direct payment authorization.

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