Whether it's your first home, refinance or commercial property, we've been unlocking the doors to the mysteries of the mortgage process for over 109 years!

Dreaming of buying a home, but don't think you have enough money for that down payment? Let us show you how easy it can be to set your goals and turn your dreams into reality with as little as $500.00 in savings. Our Equity Loans allow you use the equity in your home for needed home improvements, a new car, a vacation, college tuition, business, or any other purpose.

Metuchen Savings Bank offers a vast array of mortgage products, which are listed below. Our experienced staff is available to answer your questions and process your mortgage application in an efficient and timely manner. And ....all lending decisions are made locally. In addition, the Bank also provides these added benefits on its' lending products:

• Quick turn-around.
     
• Interest rates are locked in at time of application for our adjustable rate mortgages  and home equity mortgages.
   
• Extended rate locks are available for all fixed rate mortgages.
   
• Automatic withdrawal and payment options are available.
   
• Up to $7,500.00 available for down-payment and closing cost assistance through our First Home Club.
   
• Over $5,000.00 available in discounts, rebates and special offers. Click here for additional information.

MORTGAGE PRODUCTS

• Adjustable Rate Mortgages
   
• BiWeekly Fixed Mortgages
   
• Community Solutions
   
• Expanded Approval
   
• First Home Club Mortgages
    
• Fixed Rate Mortgages
   
• Fresh Start Mortgages
   
• Smart Commute
   
• Home Equity Line of Credit
   
• Home Equity Fixed Rate Mortgages
   
• Homebuyer Privileges®
    

COMMERCIAL LENDING PRODUCTS

• Commercial Mortgages

• Small Business Loans