Jumbo Fixed Rate Mortgages
 

Rates as of Friday, December 30, 2011

Product Description Points Interest Rate Annual Percentage Rate Payments Apply
Fixed Rate Mortgage up to $625,500 ***See note below
Purchase
30 Yr Fixed/Purchase   0.000 4.500% 4.503% Show Payments and Rates
20 Yr Fixed/Purchase   0.000 4.375% 4.378% Show Payments and Rates
15 Yr Fixed/Purchase   0.000 3.750% 3.754% Show Payments and Rates
10 Yr Fixed/Purchase   0.000 3.625% 3.631% Show Payments and Rates
Refinance
30 Yr Fixed/Refinance   0.000 4.500% 4.503% Show Payments and Rates
20 Yr Fixed/Refinance   0.000 4.375% 4.378% Show Payments and Rates
15 Yr Fixed/Refinance   0.000 3.750% 3.754% Show Payments and Rates
10 Yr Fixed/Refinance   0.000 3.625% 3.631% Show Payments and Rates

 
Annual Percentage Rate, (APR's) & Rates shown here are for owner occupied, single-family homes (no cash-out refinance) with a maximum loan to value of 75% and a minimum credit score of 720. Jumbo loans ($417,001 - $625,500) APR's are based on a $500,000 loan amount.  Your rate may vary from those quoted based on factors specific to your transaction.  Please contact a Metuchen Savings Bank Representative for further information.  All rates are subject to change without notice.  All loan products are subject to credit approval.
 
 
*** Maximum loan amount is $625,500 for single family owner occupied properties in the following counties: Middlesex, Monmouth, Morris, Union, Ocean, Passaic, Somerset, Sussex, Bergen, Essex, Hudson and Hunterdon counties.  All other counties the maximum loan amount is $417,000.  Call for quoted rates for loans up to $1,000,000

 

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