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Metuchen Savings holds the keys to your mortgage financing...
Whether it's your first home, refinance or commercial property, we've been unlocking the doors to the mysteries of the mortgage process for over 109 years!
Dreaming of buying a home, but don't think you have enough money for that down payment? Let us show you how easy it can be to set your goals and turn your dreams into reality with as little as $500.00 in reserves. Our Equity Loans allow you to use the equity in your home for needed home improvements, a new car, a vacation, college tuition, business, or any other purpose.
Metuchen Savings Bank offers a vast array of mortgage products, which are listed below. Our experienced staff is available to answer your questions and process your application in an efficient and timely manner. And....all lending decisions are made locally. In addition, to the products described below, the Bank also provides these added benefits on its' lending products:
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Quick turn-around.
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Low closing costs (total fees not to exceed $750.00 on refinances, some restrictions apply, please see a loan officer for program details). **
- Interest rates are locked in at time of application for our home equity mortgages, our 10 and 15 year fixed rate mortgages and all of our adjustable rate mortgages.
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Extended rate locks are available for our 20, 30 and 40 year fixed rate mortgages.
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Automatic withdrawal and payment options are available.
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Up to $7,500.00 available for down-payment and closing cost assistance through our First Home Club.
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Over $5,000.00 available in discounts, rebates and special offers. Click here for additional information.
MORTGAGE PRODUCTS
**Effective this date, the 30 year fixed rate no cost refinance has an interest rate of 6.125% and an Annual Percentage Rate (APR) of 6.125%. A $100,000 mortgage has a required montly payment of $607.61.
COMMERCIAL LENDING PRODUCTS
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