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Annual Percentage Rate, Rate & APR's shown here are for owner occupied, single-family homes (no cash-out refinance) with a maximum loan to value of 75% and a minimum credit score of 720. Your rate may vary from those quoted based on factors specific to your transaction. Please contact a Metuchen Savings Bank Representative for further information. All rates are subject to change without notice. Note that on Adjustable Rate Mortgages the interest rate is variable and may change after the loan is consummated. All loan products are subject to credit approval.
** Additionally, the Fresh Start Mortgage products are disclosed on the condition that future loan payments are made with a direct payment authorization.
*** Maximum loan amount is $625,500 for single family owner occupied properties in the following counties: Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Bergen, Essex, Hudson and Hunterdon counties. All other counties the maximum loan amount is $417,000. Call for quoted rates for loans up to $1,000,000
**** HELOC Mortgages. Annual Percentage Rate, Rates & APR's are for owner-occupied properties at 80% Loan to Value Ratios. Initial Interest Rate for the first month is the Prime Rate less 1.00% and can change every month thereafter according to the Prime Index Value as published in the Wall Street Journal. Minimum interest rate during the term of the loan is 5.50% APR. The maximum interest rate is 16.00%. Rates are subject to change without notice.
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